Saving is Winning with ADIB Ghina!
Our award-winning savings program now offers even greater rewards: you can win up to AED 3 million and other prizes by saving just AED 20,000 with the ADIB Ghina Savings Account.
How It Works:
- Open a Ghina account with a minimum deposit of AED 20,000 to receive your first Ghina draw entry.
- Earn additional entries: For every AED 20,000 in your Ghina savings maintained for a full calendar month, you receive an extra draw entry each month.
- Bonus entries: If your balance exceeds AED 250,000 during a full calendar month, you get an extra Ghina draw coupon for every four coupons earned.
- Minimum balance requirement: If your Ghina account balance falls below AED 20,000 at any time, you lose all accumulated Ghina draw entries. A new calculation cycle for draw entries will begin.
- Entry requirements for grand draw: You need at least four Ghina draw entries to participate in the Ghina grand draw, with a maximum of 1,000 entries allowed per account per draw.
- Expiration of entries: All Ghina draw entries expire and reset to zero after participating in the grand draw.
Benefits:
- Free ADIB Visa Electron Debit Card: Access your account and funds instantly at any ATM or retail outlet.
- Quarterly profits: Expected profits are calculated monthly and credited to your account quarterly.
- ADIB Mobile Banking App: Bank anytime, anywhere with the ADIB Mobile Banking App available for iPhone and Android devices.
- Standing Instructions: Automate regular transactions like bill payments, transfers, donations, or installments on your chosen dates.
- 24-Hour Banking Services: In addition to the mobile app, you have access to e-ADIB Internet Banking, Telephone Banking, and SMS Banking.
Prizes:
- Ghina grand prize: AED 3 million every four months.
- Monthly prizes: 10 winners of AED 10,000 each month.
Shari’a Compliance:
- This investment account follows the Islamic principle of Mudaraba, where profits are shared, and losses are borne according to the Banking Service Agreement.
- Prizes awarded to ADIB Ghina Winners are solely from ADIB’s shareholders’ funds, at ADIB’s discretion.
Required Documents:
- Original passport.
- Valid Emirates ID (for UAE Nationals & Residents).
- Initial deposit of AED 20,000.
