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Principal Amount: The initial amount of money borrowed.
Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.
Loan Term (Years): The original duration of the loan or credit agreement, stated in years.
Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.
Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.
