FAB – Etihad Guest Account
Minimum Salary
AED 0
Currencies
AED
Feature
Purchase Protection Program

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Account Features:

  • No minimum balance requirement.
  • Four free local fund transfers per month.
  • First international remittance free per month (only FAB charges are waived for remittance made from AED accounts through SWIFT; no fee waiver on Instant Transfers).
  • First cheque book free.
  • Earn 500 bonus Etihad Guest miles on the transfer of your first salary.
  • Earn 1.5 Etihad Guest miles for every AED 1,000 on your average monthly balance (up to a maximum of 5,000 Etihad Guest miles per month).

Eligibility:

  • Applicant must be a resident of the UAE.
  • Salaried customers: minimum monthly salary of AED 10,000.
  • Non-salaried customers: minimum initial deposit of AED 10,000.

Required Documents:

  • Completed account opening form.
  • Copy of a valid passport/resident visa/Emirates ID (originals must also be presented).
  • Proof of income.
  • Note: Additional documents may be required on a case-by-case basis.

Debit Card Benefits:

  • Your Etihad Guest Account comes with a free Etihad Guest Platinum debit card, offering travel benefits and easy access to cash.
  • Earn Miles: Earn miles on purchases made with your Etihad Guest Platinum Debit Card.
  • Protection Benefits: The debit card offers a range of protection benefits.

Debit Card Daily Limits:

  • ATM cash withdrawal limit: AED 20,000.
  • Retail purchase transaction limit: AED 40,000.

Terms and conditions apply.

Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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