Emirates Islamic – Flex Elite Credit Card
Minimum Salary
AED
Islamic Finance
No
Cashback
No
Annual Fee
AED 0
Salary Transfer
No
Rate
3.49%
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Flex Elite Credit Card

Instant Rewards. Lifetime Memories.

Key Benefits:

  • EI SmartMiles:
    • Earn up to 3.75 EI SmartMiles per AED 1 spent.
    • Instant Purchase: Redeem EI SmartMiles instantly against any purchase globally.
    • Mileage Transfer: Exchange miles for Skywards Miles, Etihad Miles, U By Emaar points, Inter Miles, or Smiles points.
    • Travel Rewards: Redeem at over 300 airlines and more than 180,000 hotels worldwide.
    • Online Marketplace: Use miles to purchase electronics or gift vouchers.
  • Airport Lounge Access:
    • Complimentary unlimited access to 1000 lounges worldwide for the cardholder and 1 guest.
  • Valet Parking:
    • Enjoy 2 complimentary valet parking services per month.
  • Complimentary Golf:
    • Play unlimited rounds of golf any day of the week.

Additional Benefits:

  • Up to 3.75% Back: Receive up to 3.75% back per AED 1 spent in the form of EI SmartMiles.
  • EI SmartMiles on All Spends: Earn miles for all your purchases.
  • Unlimited Complimentary Golf: Access to golf courses without limits.
  • Complimentary Valet Parking: Enjoy free valet parking services.
  • Unlimited Airport Lounge Access: Access lounges globally with a guest.

Experience exceptional rewards and benefits with the Flex Elite Credit Card, designed to enhance your lifestyle and provide unforgettable experiences.

Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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